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3. Other Advantages and Expenses

3. Other Advantages and Expenses Other advantages and expenses that the Bureau didn’t quantify are discussed when you look at the Reconsideration NPRM’s area 1022(b)(2) analysis to some extent VIII.E. Included in these are ( but they are not restricted to): the customer welfare effects related to increased usage of automobile name loans; intrinsic utility (“warm glow”) from use of

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